Boat loans companies for less than perfect credit?
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Boat loans companies for less than perfect credit?

  1. #1
    Senior Member Jetdream'n's Avatar
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    Default Boat loans companies for less than perfect credit?

    Long and the short of it: Had a boat, loved my boat, had to sell it to try and keep up a house payment on a rental house that I couldn't sell or do a "short sale" on. Ended up going the BK route. And gave up the 2nd house. Managed to Keep my current house and cars. In fact, I bought a new car for the wife since then. I feel lucky coming out as good as I did but, I'm missing the water bad. The Bk was finalized a little over a year ago. Our credit is in the mid 600's right now. Is a boat loan out there for me? Need to finance 12-15k on a used boat.

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  3. #2
    Ralphs club member LSXINDUSTRIES's Avatar
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    Quote Originally Posted by Jetdream'n View Post
    Long and the short of it: Had a boat, loved my boat, had to sell it to try and keep up a house payment on a rental house that I couldn't sell or do a "short sale" on. Ended up going the BK route. And gave up the 2nd house. Managed to Keep my current house and cars. In fact, I bought a new car for the wife since then. I feel lucky coming out as good as I did but, I'm missing the water bad. The Bk was finalized a little over a year ago. Our credit is in the mid 600's right now. Is a boat loan out there for me? Need to finance 12-15k on a used boat.
    You can try Western credit union (Western Federal Credit Union - Partners in Your Financial Future). I dont know how they'll tolerate a BK, but they were the best deal going out of any bank or credit union I checked when i purchased last summer. I hear Boat Hunters in burbank, CA does in house financing for the credit impared, but the rate is up in the high 'teens. Good luck
    “I am on a drug. It’s called Charlie Sheen. It’s not available because if you try it, you will die. Your face will melt off, and your children will weep over your exploded body.”



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