Boat Insurance
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Boat Insurance

  1. #1
    History Repeating Storz's Avatar
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    Default Boat Insurance

    Who are you guys using for insurance? My father has always had the boat insured with Allstate (since it was new) and when he called them to have the insurance switched over into my name he was told that they won't insure boats over 30 years old and that he was only still being covered because he was sort of grandfathered in.

    Does Haggerty have decent prices?

    Any other recommendations?
    '84 Laser LTV - Restoration in progress
    '77 Caribbean

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  3. #2
    LIQUID QUARTER MILE Pro Mod's Avatar
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    i use state farm full cov is 600 a year per boat
    HOT ROD BOATS
    ANGIER, NC

    pump & parts
    fiberglass work
    s.s. hard lines custom made
    pretty much anything

  4. #3
    History Repeating Storz's Avatar
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    Quote Originally Posted by Pro Mod View Post
    i use state farm full cov is 600 a year per boat
    Have the contact for a specific agent you use?

    Thanks!
    '84 Laser LTV - Restoration in progress
    '77 Caribbean

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  6. #4
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    Call Devin at Wozencraft. Saved me money over progressive.

    http://www.wozencraftinsurance.com/

  7. #5
    classic hot boater Orange Peel's Avatar
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    Quote Originally Posted by jbird View Post
    Call Devin at Wozencraft. Saved me money over progressive.

    http://www.wozencraftinsurance.com/
    They told me that over here on the east coast they dont offer insu for..
    open engine,blower,jet boat?? Same as all others????

    Sucks!

  8. #6
    History Repeating Storz's Avatar
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    Allstate and State Farm wont do it because of age
    Progressive and Geico wont do it because of the open engine
    Wozencraft doesn't have the ability to do it because of being on the east coast
    Haggerty just plain wont insure a "high performance" boat

    However Al at www.performanceboatinsure.com is putting together a quote for me right now! There may be hope yet.

    It's insane to me that most of these places (the big carriers) will insure a 90mph bassboat, but not a 55mph jet boat just because you can see the motor.
    '84 Laser LTV - Restoration in progress
    '77 Caribbean

  9. #7
    classic hot boater Orange Peel's Avatar
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    Default Yea?

    Quote Originally Posted by Storz View Post
    Allstate and State Farm wont do it because of age
    Progressive and Geico wont do it because of the open engine
    Wozencraft doesn't have the ability to do it because of being on the east coast
    Haggerty just plain wont insure a "high performance" boat

    However Al at www.performanceboatinsure.com is putting together a quote for me right now! There may be hope yet.

    It's insane to me that most of these places (the big carriers) will insure a 90mph bassboat, but not a 55mph jet boat just because you can see the motor.
    Keep us posted I would like to know what you turn up.
    My dad lost a 502zz4 and a 420 blower....and more??/
    So I want to make sure this don't happen to me.

    Later

  10. #8
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    Construct a makeshift engine cover for the boat, take a picture and if there is ever a question, tell them it broke and you were having a new one made. I rebuilt a cover for my jetboat once, probably for $100 dollars in materials, not including the vinyl.

  11. #9
    Classic Hotboats LastDollar's Avatar
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    Default insurance

    i have erie and have a 20 ft checkmate and 2 jet skies 200 dollars a year then i have on home owners a 91 stv a 72 mandella drag flatbottom a 72 glasstron jet boat 77 demarco hydro a 1990 horizon out board tunnel cat i pay 100 dollars per boat per year for liability
    Classic Hotboats

  12. #10
    Senior Member Famous Tater's Avatar
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    Just like "Last Dollar", I have Erie as well. Agent is Ron Steele. I just got a quote a few weeks ago on a '97- 23 foot Caravelle with a 454. He gave me 2 quotes...one based on the price I was paying for the boat (which is a good deal) and one based on the what the boat is actually retailed/valued at. First quote was $163 a year and second was $263 a year. That's with a $500 deductible and a $300k personal liability policy in case an accident was to ever happen. I have both my cars insured with them and have been very pleased. I'm in Richmond VA.
    FAMOUS TATER...aka Chris
    Boating on the Rappahannock River

  13. #11
    Classic Hotboats LastDollar's Avatar
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    you have to have a boat policy and then all others fall under homeowners so for the boats that are hard to insure ie 1000hp hydros you need a primary boat policy then you get an appraisal with stated value and your set
    Classic Hotboats

  14. #12
    Senior Member Delemorte's Avatar
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    Allstate covers mine. I had to have it appraised and we came up with a cash value that we both agreed upon and that was that. The only requirment was that the boat not go over 90 mph. I think its like 20 bucks per month..

    79 sleekcraft
    Quote Originally Posted by jetboatperformance View Post
    the ensueing fire would likely be extinguished by the sinking however

  15. #13
    History Repeating Storz's Avatar
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    We were able to keep mine insured under Allstate as well, best price around for sure.
    '84 Laser LTV - Restoration in progress
    '77 Caribbean

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