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Topic Review (Newest First)

  • 10-30-2017, 09:35 AM
    cvxjet
    Wells Fargo does something illegal....Then gets the President to protect them from paying for their crimes.........Next up, protect the Oil industry from paying for.....Oil spills, then Oklahoma Earthquakes and then the biggy; Global warming......"WE had nothing to do with Global warming......And we did not fund an Anti-science anti-Global warming campaign!....And we should get a tax break for all the money we spent on that ....campaign.....ummmmm.....we DID not fund that campaign.....where is our tax break?"
  • 10-27-2017, 07:43 PM
    Forkin' Crazy
    Quote Originally Posted by LiquidDan View Post
    It would be the same fukin report dumb ass...why would a current employer need to run a credit check?...LOL

    Another Jughead Twist and Shout!...LOL

    As far as belittling you, I don't think you need any help from me....you do an excellent job on your own here....ask anyone on here...LOL!

    Same old mantra, divert, divert, divert!!!
  • 10-27-2017, 07:36 PM
    jimsplace
    Quote Originally Posted by LiquidDan View Post
    It would be the same fukin report dumb ass...why would a current employer need to run a credit check?...LOL

    Another Jughead Twist and Shout!...LOL

    As far as belittling you, I don't think you need any help from me....you do an excellent job on your own here....ask anyone on here...LOL!



    LOL, to you!

    OH MY GOD, You do live in a sheltered
    environment.
    You started out with an almost valid question, and then you just had to go into dumb mode.


    To answer your last dumb question.
    Perhaps a smart employer would want a current report when a person is being considered for an upper managerial position that is also financial in nature. It doesn't even have to be a financial position, it could be another position of major importance within a company. If you weren't so narrow minded, I'm sure even you should be able to think of some other reasons, there are many.

    Check with the big players and see if they don't. No one wants someone in a financial position who is on the verge of or going through a bankruptcy, and it would be irresponsible to do so.
    And, I don't mean to check with one of your buds that has 2 part time people.


    As I've said to others who accuse me of twist and shout, just because you don't understand, doesn't mean there needs to be any twist and shout. It just means you don't know or understand.
    WAY TOO OFTEN IT SEEMS.

    You need to get out more, and I'm tired of your dumb questions, it's time to move on.
  • 10-27-2017, 04:55 PM
    LiquidDan
    Quote Originally Posted by jimsplace View Post
    Apparently you need reading glasses.
    In Texas there is a difference between YOUR FUTURE EMPLOYER and YOUR EMPLOYER. Do you understand there is a difference between FUTURE EMPLOYER and EMPLOYER. (As in current)
    Isn't there a difference where you are located?

    I won't say what you need to have checked, but I doubt that it's curable.

    I hate to repeat myself but, If you wish to try to belittle me, get your information complete and accurate. You do it so seldom.
    It would be the same fukin report dumb ass...why would a current employer need to run a credit check?...LOL

    Another Jughead Twist and Shout!...LOL

    As far as belittling you, I don't think you need any help from me....you do an excellent job on your own here....ask anyone on here...LOL!

  • 10-27-2017, 04:38 PM
    jimsplace
    Quote Originally Posted by Forkin' Crazy View Post
    I'm not so sure an IQ test should be in order!!! He doesn't know squat. I renew a loan at least every 2 years and mine hasn't budged. Also bought a used truck for my son (in mine and his name to establish him some credit) and took advantage of a no interest loan on a new Bush Hog clipper ... Still solid low 800s. Jughead...



    It's not worth trying to explain anything to some people. Some people are so far behind the curve they will never catch up, and knowledge and education are just not something that is important to them. Ol'Forked is a good example.
  • 10-27-2017, 04:32 PM
    jimsplace
    Quote Originally Posted by LiquidDan View Post
    Poor Jughead....better get your memory checked again!

    Your line from Post 16 below
    "You'll have to excuse my laughter but that isn't a correction of anything, as, "Your employer pulling a credit report was never talked about." So, where do you get it being a correction? It isn't."

    Your line from Post 13 below
    "A hard hit takes place when your bank, credit issuer, future employer, or other company pulls your full credit report for a review."

    You really should look in to installing one of your breathalyzer's on your keyboard!
    Apparently you need reading glasses.
    In Texas there is a difference between YOUR FUTURE EMPLOYER and YOUR EMPLOYER. Do you understand there is a difference between FUTURE EMPLOYER and EMPLOYER. (As in current)
    Isn't there a difference where you are located?

    I won't say what you need to have checked, but I doubt that it's curable.

    I hate to repeat myself but, If you wish to try to belittle me, get your information complete and accurate. You do it so seldom.
  • 10-27-2017, 03:21 PM
    Forkin' Crazy
    Quote Originally Posted by LiquidDan View Post
    Poor Jughead....better get your memory checked again!

    Your line from Post 16 below
    "You'll have to excuse my laughter but that isn't a correction of anything, as, "Your employer pulling a credit report was never talked about." So, where do you get it being a correction? It isn't."

    Your line from Post 13 below
    "A hard hit takes place when your bank, credit issuer, future employer, or other company pulls your full credit report for a review."

    You really should look in to installing one of your breathalyzer's on your keyboard!
    I'm not so sure an IQ test should be in order!!! He doesn't know squat. I renew a loan at least every 2 years and mine hasn't budged. Also bought a used truck for my son (in mine and his name to establish him some credit) and took advantage of a no interest loan on a new Bush Hog clipper ... Still solid low 800s. Jughead...
  • 10-27-2017, 02:48 PM
    LiquidDan
    Poor Jughead....better get your memory checked again!

    Your line from Post 16 below
    "You'll have to excuse my laughter but that isn't a correction of anything, as, "Your employer pulling a credit report was never talked about." So, where do you get it being a correction? It isn't."

    Your line from Post 13 below
    "A hard hit takes place when your bank, credit issuer, future employer, or other company pulls your full credit report for a review."

    You really should look in to installing one of your breathalyzer's on your keyboard!
  • 10-27-2017, 01:53 PM
    jimsplace
    Quote Originally Posted by Forkin' Crazy View Post
    LMAO!!! So now Juggy is a loan manager or advisor!!!
    Did I say that somewhere? I don't think I did.
    I do try to stay informed and educated. You should try it sometime.
    It makes you look less .....
  • 10-27-2017, 01:47 PM
    jimsplace
    Quote Originally Posted by LiquidDan View Post
    LOL...Typical Jughead!!!! Backed in to a corner and resorts to name calling again
    You are so fun to wind up because you're so predicktable.
    LOL
    I'd say you are the predicktable one.

    You are so brilliant.
    It is sort of like the kettle calling the pot black when it comes to name calling. You sound just like Trump, THATGAY and SNIC. It's Ok for you to use name calling, but if someone else does it, you refer to it as, "Backed in to a corner and resorts to name calling again." It isn't the first time for either of us, so what is your point? It seems that double standards are a way of life for you.


    Oh and BTW another correction for you
    Finally, if your employer does pull your credit report, you won’t need to be concerned about losing points from your credit score. It counts as a soft inquiry, so you won’t experience the temporary loss of points that, say, a credit card application would cause.

    You'll have to excuse my laughter but that isn't a correction of anything, as, "Your employer pulling a credit report was never talked about." So, where do you get it being a correction? It isn't.
    Depending on what information the employer requests and circumstances, it could be either a hard or soft report.
    If you wish to try to belittle me, get your information complete and accurate. You do it so seldom.

    LiquidDan

    Senior Member

    Join Date Jan 2009
    LocationActon, Ca
    Posts 1,025


    Look Jughead..


  • 10-27-2017, 12:50 PM
    Forkin' Crazy
    LMAO!!! So now Juggy is a loan manager or advisor!!!
  • 10-27-2017, 10:55 AM
    LiquidDan
    Quote Originally Posted by jimsplace View Post


    No, you're just being an ass
    .
    If you actually apply for credit, a hard hit will be run, with few exceptions. If someone walks up to you and asks to borrow a nickel You probably aren't going to run a credit check.
    So, I guess you win.
    Hard Hit

    A hard hit takes place when your bank, credit issuer, future employer, or other company pulls your full credit report for a review. If you apply for a new loan,
    the bank will most likely want t
    o review your full credit history in their underwriting process. That results in a hard hit on your credit score
    A hard hit does impact your credit score. It is not a major factor in your score compared to payment history and credit balance used, but it does have an impact. If you have more than two hard hits per year, or a whole lot of recent hits, it is a signal that you are out there trying to get big credit lines. That lowers your score and desirability to lenders.


    Soft Hit
    If you are pre-approved for a credit card or insurance policy, that company ran a soft hit on your credit. A soft hit gives a limited view of your credit history.
    LOL...Typical Jughead!!!! Backed in to a corner and resorts to name calling again
    You are so fun to wind up because you're so predicktable.
    LOL

    Oh and BTW another correction for you
    Finally, if your employer does pull your credit report, you won’t need to be concerned about losing points from your credit score. It counts as a soft inquiry, so you won’t experience the temporary loss of points that, say, a credit card application would cause.
  • 10-27-2017, 10:39 AM
    jimsplace
    Quote Originally Posted by LiquidDan View Post
    I am only correcting the one who misstated the initial sentence...You!


    No, you're just being an ass
    .
    If you actually apply for credit, a hard hit will be run, with few exceptions. If someone walks up to you and asks to borrow a nickel You probably aren't going to run a credit check.
    So, I guess you win.
    Hard Hit

    A hard hit takes place when your bank, credit issuer, future employer, or other company pulls your full credit report for a review. If you apply for a new loan,
    the bank will most likely want t
    o review your full credit history in their underwriting process. That results in a hard hit on your credit score
    A hard hit does impact your credit score. It is not a major factor in your score compared to payment history and credit balance used, but it does have an impact. If you have more than two hard hits per year, or a whole lot of recent hits, it is a signal that you are out there trying to get big credit lines. That lowers your score and desirability to lenders.


    Soft Hit
    If you are pre-approved for a credit card or insurance policy, that company ran a soft hit on your credit. A soft hit gives a limited view of your credit history.
  • 10-27-2017, 10:13 AM
    LiquidDan
    Quote Originally Posted by jimsplace View Post
    If you'd like to clarify or add more to educate some of the people who don't know, it's Ok with me.
    I am only correcting the one who misstated the initial sentence...You!
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