I didn't think it was important enough to record the deductibles or the co-pays or the maximums in the past. But I think the deductibles were either $250 or $500. The Maximums were no more than 2013s, my guess was lower. OOP = Out of Pocket. This leaves out that the cost to see a specialist doubled in 2012 from $20 to $40 and the standard doctor from $10 to $20. 2009-2013 are PPOs 2014 is a CDPMSA.