What are your plans to adapt and survive....................
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What are your plans to adapt and survive....................

  1. #1
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    Default What are your plans to adapt and survive....................

    I think most can agree that the glory days for America and the world for that matter is over and done. Whether you own your own business or work in the private or public sector tough times are ahead. Face it, America blew up economically, politically, culturally, and morally. The next shoe to drop is inflation which will eventually hit hard. When it does our buying power will drop but our earnings will stay the same or worst we will lose our jobs. Most of us, and many already are, will probably have to struggle along in our lives like walking in deep sucking mud. Making gains of any kind will be difficult.
    It seems to be time to batten down the hatches. Which means no debt. I'm taking savings and paying my house off in Jan. 2012. I'm not giving a crooked corporation another cent in interest. Then within a year or two I want to also thin possessions a little. I want my family to be light of burden, live safely and simply, be free of stress, appreciate all that's good, and be content with life. I think this is a realistic plan. Can't hurt to try.
    Last edited by zombie; 02-17-2011 at 09:33 PM.

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  3. #2
    VOTE! RodnJen's Avatar
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    That's a good plan, I'm doing the opposite. I have paid down my first home, my wife's student loans and all the vehicles and toys are paid for. I am leveraging my current home to buy another. I will have substantial debt but I think it is the right move for my family at my age. If all goes well, I can work as long as I want then move on when I'm ready. If not, I will adjust and still be fine.

  4. #3
    Living in a cage of fear thatguy's Avatar
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    Quote Originally Posted by zombie View Post
    I think most can agree that the glory days for America and the world for that matter is over and done. Whether you own your own business or work in the private or public sector tough times are ahead. Face it, America blew up economically, politically, culturally, and morally. The next shoe to drop is inflation which will eventually hit hard. When it does our buying power will drop but our earnings will stay the same or worst we will lose our jobs. Most of us, and many already are, will probably have to struggle along in our lives like walking in deep sucking mud. Making gains of any kind will be difficult.
    It seems to be time to batten down the hatches. Which means no debt. I'm taking savings and paying my house off in Jan. 2012. I'm not giving a crooked corporation another cent in interest. Then within a year or two I want to also thin possessions a little. I want my family to be light of burden, live safely and simply, be free of stress, appreciate all that's good, and be content with life. I think this is a realistic plan. Can't hurt to try.
    Zombie, that is a very good plan IMO.

    I took these very steps last year in earnest. CC's are all zero or near zero balance.
    Sold off 2 vehicles so far, one boat. Still have to sell the 5th wheel, it is the next item to go on the auction block.

    My truck, and the one other vehicle financed (Vette) are getting double and triple payments thrown at them. They will be zero this year.
    The house, I don't think I can reasonably pay it off in 2 years, but am making principle payments and tidying it up for sale.

    If full blown anarchy ever happens, money and debt will be meaningless though.
    It is the paring down of stuff that will be beneficial later, as well as the possesion of things that will be valuable. (ammo, for instance?)
    Mobility will be a great asset. If it ever gets to where it looks hopeless, I'll meet you in Alaska! (I know a lot of defensible spots up there!)
    Tommy
    Quote Originally Posted by Rexone View Post
    Tommy please remove all Jimsplace quotes from your sig and don't put more back. He doesn't like it and it is against the rules. Thank you.
    "So as through a glass, and darkly
    The age long strife I see
    Where I fought in many guises,
    Many names, but always me."

    Gen. George S Patton

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    If your "retired", it makes sense to pay everything off. If not, keep the house (IRS interest writeoff) and use the savings for further investment / next egg.

    JMO...
    Popcorn is Life ...

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    Senior Member SoldHondaBoughtHondo's Avatar
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    Well if you would get ur azz to work and drill us some oil we could be king of the hill again. Somehow we have allowed our leadership to put us in the situation we are in. If we weren't exporting almost half a trillion bucks a year, buying product
    that we already have, the sand monkeys wouldn't be raising near the ruckus they have been, and we could be using that money here.....And if gas was $5 a gal. it wouldn't bother me to pay it...if it was MADE IN USA.

    And i am pretty sure when obama-gone things will get better.....in the meantime
    i have my overhead cut to bear minimum...i have zero debt and i make the best
    use of every day......even it's making the bottom of a boat as straight as i can,
    knowing that when i flip it over nobody will ever notice....

    And ya....it will be Redagain maybe even more red than before!!
    "A liberal paradise would be a place where everybody has
    guaranteed employment, free comprehensive healthcare, free
    education, free food, free housing, free clothing, free
    utilities, and only law enforcement has guns. And believe it or
    not, such a place does, indeed, exist: It's called prison."

    Sheriff Joe Arpaio
    Maricopa County Sheriff's Office

  7. #6
    Living in a cage of fear thatguy's Avatar
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    Quote Originally Posted by Sold honda.bought hondo View Post
    Well if you would get ur azz to work and drill us some oil we could be king of the hill again.
    I'm drilling as fast as I can!!
    Tommy
    Quote Originally Posted by Rexone View Post
    Tommy please remove all Jimsplace quotes from your sig and don't put more back. He doesn't like it and it is against the rules. Thank you.
    "So as through a glass, and darkly
    The age long strife I see
    Where I fought in many guises,
    Many names, but always me."

    Gen. George S Patton

  8. #7
    Senior Member SoldHondaBoughtHondo's Avatar
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    Quote Originally Posted by thatguy View Post
    I'm drilling as fast as I can!!
    And i bet every one of the holes are crooked too!
    "A liberal paradise would be a place where everybody has
    guaranteed employment, free comprehensive healthcare, free
    education, free food, free housing, free clothing, free
    utilities, and only law enforcement has guns. And believe it or
    not, such a place does, indeed, exist: It's called prison."

    Sheriff Joe Arpaio
    Maricopa County Sheriff's Office

  9. #8
    Red Blooded American The Doctor's Avatar
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    Food, water and ammo storage! N/K
    The best things in life aren't things!

  10. #9
    Living in a cage of fear thatguy's Avatar
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    Quote Originally Posted by Sold honda.bought hondo View Post
    And i bet every one of the holes are crooked too!
    They don't call me "dogleg" for nothing!!
    Tommy
    Quote Originally Posted by Rexone View Post
    Tommy please remove all Jimsplace quotes from your sig and don't put more back. He doesn't like it and it is against the rules. Thank you.
    "So as through a glass, and darkly
    The age long strife I see
    Where I fought in many guises,
    Many names, but always me."

    Gen. George S Patton

  11. #10
    Senior Member AzMandella's Avatar
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    I will continue the way I have. No debt other than my mortgage which I have not much to pay. I will save a little more than before. But the 31 thing I will do is to continue to fight to bring the gov back down to where it needs to be and help push to reduce our deficit. How you may ask. well I will back and vote for those that want the same. And if they don't do it vote them out the next chance. Z may think America is done for but I believe ther are plenty more glory days ahead for the U.S. My children and everybody elses deserve the same as we had and don't deserve to pay the price for liberal spending.

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    Senior Member SBjet's Avatar
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    Quote Originally Posted by thatguy View Post
    If full blown anarchy ever happens, money and debt will be meaningless though.
    , as well as the possesion of things that will be valuable. (ammo, for instance?)
    Mobility will be a great asset.
    Yes, why worry about debt, if you are going to pay it off with worthless dollars, or their is no system to collect it. If cash becomes worthless you'll be buying stuff with gold, diamonds, or trading

    Quote Originally Posted by The Doctor View Post
    Food, water and ammo storage! N/K
    Yup a supply of food, gas, etc. I doubt you'll have the gas available to drive to AK.
    Quote Originally Posted by Tom Brown View Post
    I'm still chuckling at being "poo-pooed" for straying off topic. Awesome.

  13. #12
    "On the road again..." Old Texan's Avatar
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    Vote out all of the progressive liberal socialist leaning pols as possible and help make the USA back into the concept of the founding fathers. Nothing new really. And our economy will return with proper leadership and a close watch by the common sense portion of the public.

    I don't share the doom and gloom of he OP.
    "Bottle by bottle, I'm clearing off that shelf...."

  14. #13
    Senior Member Gravyboat's Avatar
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    Quote Originally Posted by Sold honda.bought hondo View Post
    And i bet every one of the holes are crooked too!
    It's hard to type and drill at the same time. give him a break.
    Freedom Without Authority is Anarchy.
    Authority Without Freedom is Tyranny

    “The trouble with socialism is that you eventually run out of other people's money”
    –Margaret Thatcher

  15. #14
    Senior Member Gravyboat's Avatar
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    Quote Originally Posted by AzMandella View Post
    But the 31 thing I will do is to continue to fight to bring the gov back down to where it needs to be
    What are the first 30 things?
    Freedom Without Authority is Anarchy.
    Authority Without Freedom is Tyranny

    “The trouble with socialism is that you eventually run out of other people's money”
    –Margaret Thatcher

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