Ok does anybody have one or have first hand experience with one? Is it worth the 495.00 yearly fee? what are all these "free" gifts that you get through out the year? And yea I know 495.00 is alot for a membership fee, but it also depends on the benefits.

Does anyone have this card? Do you like it and is it worth getting? Are there any issues getting into the airport VIP lounges with it? Thanks