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  1. PB Open Water
    Signed docs Monday, After signing I reviewed the copies and there is a pre-funding condition that cannot be met which pretty much makes the signing pointless. The condition is to finish and get a final on a 2nd garage on the property that is 75% Complete. This was not pointed out to me prior to...
  2. PB Open Water
    TOBTEK is online now Join Date: Jan 2008 Posts: 1,211 Images: 107 Any Investors. in the House? 400K private Mortgage needed. Have a client buying a 1.2 Million dollar home. Putting $800,000.00 cash down. Wants a 3 year OR shorter loan for the 400K balance. This home being purchase will...
  3. PB Open Water
    http://www.usatoday.com/money/economy/housing/2009-06-18-obama-plan-mortgages_N.htm An excerpt: The Doyles pay $5,031 a month on a mortgage of $947,000. They have an interest-only loan at a 6.3% rate that will reset in about seven years. On interest-only loans, borrowers pay only interest for...
  4. PB Open Water
    Anyone do or have a connect for mortgage loans in AZ? Rates are climbing and my construction is done. Need to see what my best route of direction will be now. Thanks for the help...
  5. PB Open Water
    I know Holy Moly was doing a service like this.. Here's the scenario. A co-worker of mine just got a notice form his landlord. His lease is up in July and his landlord just give him notice stating he has 60 days to vacate. This tells me his landlord has defaulted on the mortgage and is...
  6. PB Open Water
    I'm curious as to what is required to setup your own modification biz?
  7. PB Open Water
    This plan does nothing for 75% of us other then inevitably increase our taxes and create burden and hardship for future generations (our children) How will the homeowner bailout affect responsible borrowers such as myself? I purchased my condo two years ago, borrowed what I knew I could...
  8. PB Open Water
    My mortgage adjusted for January, due to Escrow shortage, so I plugged the new payment amount into my automatic Bill-Pay. I accidentally put in $X,XXX.40, instead of $X,XXX.42, so my January payment was short by 2 cents. I got a notice in the mail that the payment was short and, although I...
  9. PB Open Water
    There is a big push right now to lower the 30 fixed rate on FHA, Fannie and Freddie loans to 4.5%. Today we are at 5.375% so lowering it by a full point would be great. "Treasury may set mortgage rates at 4.5% to boost sales By Ronald D. Orol, MarketWatch Last update: 5:21 p.m. EST Dec. 3...
  10. PB Open Water
    So the fed steps in, and look what is happening. http://www.usbank.com/cgi_w/cfm/personal/products_and_services/mortgage/interest_rates.cfm
  11. PB Open Water
    Loan Type Today Last Week 30 Year Fixed 5.76% 5.99% 15 Year Fixed 5.50% 5.67% 1 Year ARM 5.99% 5.56% 30 Year Fixed Jumbo 7.27% 7.36% 5/1 ARM 5.95% 5.89% 3/1 ARM 5.87% 5.81% PRETTY STRONG...... if you have a conforming loan amount.
  12. PB Open Water
    Over the last couple days I noticed mortgage rates have gone up about .50%..why is that.
  13. PB Open Water
    Trying to find someone in Texas or licensed in Texas to help with a new mortgage. Please PM me your contact info. Thanks.
  14. PB Open Water
    The existing loans on my two homes is not that high. Todays rates would be a little less..maybe 1/2 point. The loans I have are with Countrywide and Citi Mortage. The question is can you do a "loan modification" to reduce that rate without doing a total refi to lower your rate. Do not need to...
  15. PB Open Water
    I closed on a refi 60 days ago. the old loan was with HSBC and the new loan was with HSBC. HSBC used my old escrow account (over $3k) to reduce the loan amount without my knowledge. I had no clue. Even the closing atty told me I would be get my escrow refund. So basically this refi cost my...
  16. PB Open Water
    Why are interest rates higher for a rental property? Is it that they're afraid you're more likely to default on the loan? If I refi my current mortgage to buy another rental property, do I have to tell them what I'm taking the money out for and if so, can I take it out to buy rental property...
  17. PB Open Water
    Expect inflation to increase and your dollar to be less.
  18. PB Open Water
    Let me start by stating that my wife and I moved into a new (to us home) last December. It was a repo in Murrieta that we bought for $265k less than the note. There were some issues in the loan paperwork, but after all was said and done the paperwork went through, and we were off and running on...
  19. PB Open Water
    Good Mortgage Lender in AZ Anyone know of one?
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