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So my wife told me that someone is coming over this Friday to take my blood for a new life insurance policy. I wish she would of told me last week so I wouldn't of sat at the black jack tables smoking cigarettes over the weekend. I am a very casual smoker. I may occasionally have one at work(coworkers are regular smokers) and other then that it's really just if I go out drinking with friends that smoke which isn't very often. I smoke less then a pack a month. Does anyone know if they will be able to detect this on a blood test? I'd hate to end up paying higher rates due to this. I'd rather postpone it a month or whatever and just make sure and not have any if it will make a difference.