[ukxpat]

I was at the RD party this weekend and launched my boat on Friday lunch time, headed down to Havasu Springs and hung out there for 30 mins then made my way back to the Nautical.

About 9 miles from the Nautical, I noticed that I was taking on water, so I cut over the lake to the right so that I was near the short, then all hell broke loose and there was a fountain coming from my ski locker. I managed to find a beach in a secluded cove where I just got to shore before the boat sank!

Vessel Assist came out and towed me back to the Nautical with the aid of 4 airbags and 4 bilge pumps and because it was dark, I couldn't see the damage but when I went outside in the morning I was horrified!

I've now just heard from my insurance company that they are "investigating" the claim and they "don't think that they're going to cover it" as they say it may be a manufacturers defect!!!

Seriously WTF? I'm now sh!tting bricks thinking that I have a boat with a hole in it that I'm still making payments on and it is worth nothing! I really can't believe it! Do any of you guys know what sort of recourse I have? Either with the manufacturer or the dealer I bought it from?

It's a 2002 with 114 hours and I only bought it in April of this year!

 

[shueman]

Damm...)eek) Never seen THAT before...:|err

 

[little rowe boat]

I was at the RD party this weekend and launched my boat on Friday lunch time, headed down to Havasu Springs and hung out there for 30 mins then made my way back to the Nautical.

About 9 miles from the Nautical, I noticed that I was taking on water, so I cut over the lake to the right so that I was near the short, then all hell broke loose and there was a fountain coming from my ski locker. I managed to find a beach in a secluded cove where I just got to shore before the boat sank!

Vessel Assist came out and towed me back to the Nautical with the aid of 4 airbags and 4 bilge pumps and because it was dark, I couldn't see the damage but when I went outside in the morning I was horrified!

I've now just heard from my insurance company that they are "investigating" the claim and they "don't think that they're going to cover it" as they say it may be a manufacturers defect!!!

Seriously WTF? I'm now sh!tting bricks thinking that I have a boat with a hole in it that I'm still making payments on and it is worth nothing! I really can't believe it! Do any of you guys know what sort of recourse I have? Either with the manufacturer or the dealer I bought it from?

It's a 2002 with 114 hours and I only bought it in April of this year!

Find out what kind of hull warranty the boat came with. Some manufacturers offer some type of warranty on their hulls.

 

[~NORD~]

De lam. As said over on RDP, make them total it.

 

[ukxpat]

De lam. As said over on RDP, make them total it.

Yup but the insurance agent says that they "may not" cover it!!!

 

[LV R SCHIADA'S]

Gotta ask the question, especially since you noted it is a 2002 hull, who is the hull manufacture ???

 

[ukxpat]

Find out what kind of hull warranty the boat came with. Some manufacturers offer some type of warranty on their hulls.

I spoke with the manufacturer yesterday and he said 5 years and ONLY to the original owner!

 

[~NORD~]

Yup but the insurance agent says that they "may not" cover it!!!

Ouch!!! I would be making some calls to my Lawyer to look at the policy.

 

[ukxpat]

Gotta ask the question, especially since you noted it is a 2002 hull, who is the hull manufacture ???

Well I was going to withhold that info until I took it to their place tomorrow morning to see what they'd do!

Don't want to smear their name before I got their POV.

 

[KineticoH20]

Damn I hate to see this. Looks like a defect for sure.

 

[Riverbottom]

Saw several delamination problems like that when I was an insurance adjuster along the river. Very sorry for your misfortune.

 

[LV R SCHIADA'S]

Fair enough, it would be interesting to have someone with a composite background analyze the material / situation and give the details of the delam or whatever caused the separation, your lucky you weren't at speed and it decided to come apart !!!

You might want to get an outside opinion, maybe contact Wes (Froggydude) and his composite guru's for info, just a thought ????

 

[Willow Rat]

Definatly a manufacturing issue. Looks like the classic delam. There was an air bubble during the lay up and it did not get sqeezed out. The stringy shiat is fiberglass that did not get bonded. No resin holding it together.

Good luck.

 

[ukxpat]

Saw several delamination problems like that when I was an insurance adjuster along the river. Very sorry for your misfortune.

Thanks for the info! What was the outcome for the insured? Please PM me if you don't want it as public knowledge.

 

[cola]

Renegade ???

 

[DILLIGAF]

Let the insurance fight it out with the mfr. If it is ONLY a 5 year warranty from the mfr regardless then I would expect my insurance to cover it.

Sorry to see that and I would be shocked also......

Renegade ???

That is what his profile says he has.....

 

[ukxpat]

Fair enough, it would be interesting to have someone with a composite background analyze the material / situation and give the details of the delam or whatever caused the separation, your lucky you weren't at speed and it decided to come apart !!!

You might want to get an outside opinion, maybe contact Wes (Froggydude) and his composite guru's for info, just a thought ????

Well, I was actually doing just over 60mph (indicated) when this happened! I was lucky that it was only the boat that was hurt!!!

 

[ukxpat]

Let the insurance fight it out with the mfr. If it is ONLY a 5 year warranty from the mfr regardless then I would expect my insurance to cover it.

Sorry to see that and I would be shocked also......

That's exactly what I would have thought also! I was driving my boat and then all of a sudden it was knee deep in water! WTF!!!

And then they say they're not gonna cover it! Sorry "may not" cover it!!!

 

[cola]

Do you remember hitting that big chunk of drift wood. I know thats covered.
Mike

 

[DILLIGAF]

That's exactly what I would have thought also! I was driving my boat and then all of a sudden it was knee deep in water! WTF!!!

And then they say they're not gonna cover it! Sorry "may not" cover it!!!

Trust me...there should be no doubt in where you stand on this. I would demand that the insurance company cover this and would immediately escalate it. Then if they want to go after the mfr let them have at it.