WOW! they have balls and are paying for it.
The sad part is ANYONE can buy or rent an EBIRB (Boat US). if you go over deal with it, but suviving is another issue in cold climate. Boat Cop and jump in on that.
The boat was a Boston Whaler. No problem that far out. I've done it, also.
BUT! If it was pushed beyond it's limits in rough seas, what will happen is what did happen.